Car insurance in Spain
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To obtain insurance in Spain, you must first register your car and obtain Spanish license plates. At the same time, you can insure the car if you do not have a residence permit and a Spanish license.

Our specialists will select an insurance company and help you with obtaining car insurance in Spain, and we will offer you the best insurance policy option.

You make payments only for the purchased insurance package from the selected insurance company. Alegria Service cooperates with all Spanish insurance companies, thanks to which you will get a full understanding of the variety of programs and choose the most profitable and suitable option for you.

Types of car insurance in Spain

Mandatory minimum — this is insurance of civil liability to third parties. If an accident occurs due to your fault, car insurance in Spain covers the damage to the victims.

Voluntary car insurance — this type of insurance includes the previous one and plus options of your choice: compensation in case of theft or breakdown, accident insurance, compensation for damage.

Check out our car registration service in the section “Car registration in Spain”.

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Anna Zakharenko
Manager-consultant
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What is included in the service for selecting car insurance in Spain

  • assistance in choosing an insurance company with suitable conditions;
  • signing a contract and ready insurance for your car;
  • sending the insurance policy to your address.

IMPORTANT: The service for selecting car insurance in Spain is free. You only pay the cost of insurance.

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Which insurance companies insure cars in Spain?

There are two main groups of insurance companies in Spain:

  • insurance companies with a network of offices throughout the country, where the client can contact in the event of an insured event;
  • insurance companies that operate only via the Internet and a hotline. Insurance companies in this group offer more economical insurance options.

What does car insurance involve in Spain?

  • Technical inspection of the car and provision of a replacement car during repairs are not included in the insurance;
  • In case of complete loss of the car, you will be reimbursed 100% of the cost of the new car;
  • Insurance includes replacement of serial and non-serial (up to 1,500 euros) spare parts;
  • Repair in any car service at the request of the client;
  • Hotline support 24 hours a day;
  • Legal support on any issues related to the car;
  • Medical assistance to the driver;
  • Driver accident insurance;
  • Criminal defense and assistance in matters of compensation for damage.

What types of car insurance are there in Spain?

  • compulsory motor vehicle liability insurance;
  • voluntary insurance (CASCO in the Russian version).

What is necessary to conclude a car insurance contract in Spain?

A car insurance contract is concluded on the basis of a written or electronic application indicating the main mandatory points:

  • information about the policyholder;
  • information about the car;
  • vehicle and driver accident history;
  • type of insurance, listing of insurance risks.

How much does a car insurance policy cost in Spain?

Insurance premium amounts may vary from company to company and start from 250 euros per year.

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