Medical insurance in Spain, insurance for residence permit
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Medical insurance in Spain is required when obtaining a residence permit without the right to work, a residence permit for students and a national visa. If you receive an investor residence permit, only family members will need insurance.

Our specialists will help you with the choice and registration of health insurance in Spain – we will select the best insurance policy option in terms of price and coverage of services among the offers of insurance companies for applying for a long-term visa in accordance with the requirements of the Spanish Consulate.

Insurance requirements for a Spanish residence permit

For the consulate and residence permit of Spain, the insurance must have “full coverage” with hospitalization and ambulance. Only such medical insurance in Spain can be approved by the consulate when applying for a long-term visa. In addition, the insurance company must be accredited in Spain. The cost of health insurance in Spain depends on the age and gender of the insured; the insurance policy is valid throughout the year. You can pay monthly, quarterly or once a year.

To obtain health insurance in Spain, you only need a Spanish bank account number and a copy of your passport or NiE.

In our company you can get advice on obtaining health insurance in Spain. We collaborate and compare companies and help you choose the right program. We issue an insurance policy in Spain free of charge. You only need to pay the cost of health insurance in Spain.

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Anna Zakharenko
Manager-consultant
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How we provide the service for obtaining health insurance in Spain

  • We advise on types of insurance and insurance coverage, discuss the validity period of medical insurance and payment options;
  • We obtain the necessary data and documents and arrange insurance;
  • We send a scan of the contract by email, we send the insurance policy by mail.

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How much does health insurance cost in Spain?

The cost of insurance depends on the insurance company you purchase it from. On average, it is 450-600 euros per year per person.

What types of health insurance are there in Spain?

Health insurance in Spain is either full (sin copagos) or with additional payments (con copagos). The price depends on the type of insurance. Insurance with copayments is cheaper, but requires that you pay a certain amount out of pocket for each doctor visit, test or examination. It is beneficial to take out such insurance when you are absolutely confident in your health.

What documents are required to obtain health insurance in Spain?

To obtain health insurance in Spain, the following documents are required:

  1. A copy of your passport and/or Spanish Identification Number (NIE);
  2. Account number in Spain.

For what period can I get insurance in Spain?

An insurance policy in Spain is issued for 1 year.

Insurance for a Spanish residence permit – what should be included in the package?

If you need a medical insurance policy in Spain to obtain a national visa, it must include hospitalization, emergency care and repatriation.

What does health insurance include for a student visa to Spain?

Insurance for a student visa to Spain has the same requirements as for subsequent registration of a residence permit with or without the right to work. Insurance for a student visa in Spain must cover hospitalization and emergency medical care.

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