Property insurance in Spain is often a necessary measure not only if you want to ensure the safety of your home, but also if you are planning to buy an apartment or house on credit. The bank will oblige you to take out insurance for this property, otherwise it will not approve the mortgage. There is no such condition in Spanish law, but based on our experience, property insurance for a mortgage is mandatory.
We will help you obtain property insurance in Spain by selecting a free insurance policy according to your criteria and budget among dozens of offers from insurance companies with which Alegria Service cooperates. Payment is made only for the purchased insurance package from the selected insurance company.
More common cases when you need property insurance in Spain
- Are you planning to rent out your property? Evicting tenants who refuse to pay rent is difficult. Residents may not allow the owner into the house and call the police.
- Live in an apartment several days a year. If the apartment is flooded by neighbors, or a fire occurs while it is empty, then it is very difficult to resolve the situation remotely without knowledge of the language and trusted people in Spain.
The basic package for real estate insurance covers fire, robbery, natural disaster, burglary, and civil liability. You can also insure a garden, garage, swimming pool, or outbuilding. The home insurance contract in Spain is concluded for a year and is renewed automatically if you do not terminate it.
We guide you by companies, prices and types of insurance; based on our experience, we will recommend which options to choose to protect you from unpleasant situations.
What is included in the property insurance service in Spain
- consultations on insurance companies and types of policies;
- selection of a package to suit your needs and lifestyle;
- signing a contract;
- sending an insurance policy by email.
